First Home Buyers

Your first home is closer than you think. Let us guide you through the journey with expert advice and tailored lending solutions.

Understanding Your Position

Buying your first home is an exciting milestone, but it can also feel overwhelming. At YesLife Ltd, we break the process down into clear, manageable steps so you can move forward with confidence.

We start by understanding your financial situation, goals, and timeline. From there, we help you understand:

  • Your borrowing power â€” how much you could borrow based on your income and expenses
  • KiwiSaver First Home Withdrawal â€” accessing your savings and the HomeStart Grant
  • Pre-approval â€” securing conditional approval so you can shop with confidence
  • Deposit options â€” low-deposit loan options and LVR considerations

A couple buying their first home