Total and Permanent Disability is lumpsum cover designed to give you a financial injection when you suffer a serious injury that leaves your permanently disabled and you’re unable to work.
Good reasons to have Total Permanent & Disability cover:
Reduce debt such as mortgage or credit card payments
Take time off work to rest and recover – often choosing to work reduced hours
Invest in retraining yourself so that you can do another job, plan your life ahead
Pay for your spouse or family member to take time off work, so they can provide support and care at home
Cover additional expenses such as childcare and travel to medical appointments
“How would you pay the bills if you were totally permanently disabled and couldn't work?"